Debt happens. As a whole, our society has been caught up in the bigger, better, faster, more expensive thought process that has brought about so much debt. Coupled with banks that have precisiely calculated measures to put you on the edge of financial suicide there comes a point where life suffers. We all want happiness, romance, a great and fulfilling life and to be able to provide the neccessities to our spouse, partners, and children, but at what cost.

Every city is different, but there is a very pretentious crowd in Dallas that I see does place emphasis on where you eat, what you drive, all of the things in life, but no one is being taught how to have a great time on a budget. I recently read through a post from Debt Advice Trust, a debt counseling agancy out of the UK, that highlights ways to  keep the romance on a budget.

1. Go for a picnic - romantic gestures do not have to be expensive and taking a date on a picnic in the park with some homemade goodies is not only cheap but incredibly thoughtful - a sure fire winner.

2.  Rent a film - with some cinemas now charging up to £12 per screening it's a miracle any one can afford to go. By renting a film you can set the mood in your own home, will not have to deal with annoying children kicking your seat and of course if the film is really good you can watch it again and again without incurring the cost.

3. Go to a museum - forget the cliché there is a reason why people take dates to museums, not only do they make you look ‘clever and cultural like' but they give you something to talk about together that could ease your nerves and encourage conversation. More importantly, they are free. 

4.  Go for a romantic walk in the park - sounds obvious doesn't it, but not only can a walk in the park be extremely romantic, it can help improve your exercise regime and of course is free so will save you money.

5. Cook at home - Save money on stuffy, expensive dining costs by staying at home and impressing your date with your culinary skills. Light the candles cook up a storm in the kitchen and watch as your date thinks you are the best thing since sliced bread - excuse the pun. 

These are all excellent ways to keep the romance on a budget. Debt does not mean that your life has to stop, but does require some adjustments to  get out of debt. Analizing the way you live and spend money could save your financial life.